I found out today that I do need a business licence so that my local taxes are paid, since I am an independent contractor/1099 employee the way we have things set up.
The fee is $100, but will be offset when I pay my taxes, as it acts like a credit. Still, it's a little annoying. At least I thought to check, and I can send in the paperwork and payment by mail, rather than going downtown.PPS
My boss wants me to get a detailed receipt so they can reimburse me for the unexpected expense, so the plan is to go downtown after all, after my last pulmonary rehabilitation session on next Tuesday. :)