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Showing posts with label Unemployment. Show all posts
Showing posts with label Unemployment. Show all posts

Friday, March 27, 2026

Navigating the job hunting world

I have another interview set up for Tuesday. It's a state job with the Department of Natural Resources tracking abandoned oil wells and gas tanks. Not a library job, but it has state benefits and pays well. It's a virtual interview. Wish me luck!


That's:

34 job applications
4 interviews completed or set up
8 rejections (1 post-interview)
2 webinars attended
1 job fair attended
1 job fair planning to attend

Also:
UI applied for the very day I lost my job, but was denied.
UI appealed, awaiting hearing to be scheduled (20 days past acknowledgement of receipt of appeal letter--I sent an email yesterday because I couldn't get anyone one the phone and they won't let you stay on hold, it just ends the call if no one is available, and they got back to me this morning say it was with the schedulers still) [not an issue with my employer, but rather an issue with the explanation of the 'waiting week' requirement'.]
Medicaid was applied for, too and approved.
SNAP was applied for, too and approved (finally--it took exactly 30 days)
Moved every bill I could to May.
Took a small distribution from retirement to pay bills; I couldn't move; I can't draw on my pension until May without penalty for the rest of my life because I'm turning another year older, 24 hours into next month.

It has been a very busy 38 days. Whew!

The job fair was a bust. I got there a little late because I had to go to the library to print some résumés after my 15-year-old printer died, and they had a lot of trouble with their printers. A lot. But we got it all worked out. I got there about the time you'd expect a lot of people to get there after work, but most of the prospective employers had packed up and left. The only ones left were construction and a temp agency (I have tried temp work before, and it was not a great experience, would not recommend at all. I got two one-day replacements in food service, even with clerical experience (back in the day, mind you, but still, I was very annoyed). I remember it was with the Snelling agency. They were absolutely useless. We had an excellent temp who covered me while I was out on medical leave. They really wanted to hire her for an open position, but couldn't because they'd have to pay over 30% more to her and them as part of a finder's fee in the contract, and it was just untenable, so they lost her to another employer.) Anyway, it turns out I could just upload my résumé to the website, so I grabbed a card to prove I'd gone, scanned the QR code, uploaded what I needed, and just went home. I'd already had a webinar and interview that day.

The interview that day was for a patient access position and went so well I was invited to come in Monday for several hours to shadow the people I'd work with to see how we'd get along, sort of a long second interview, I guess. The next day, I got an email saying they'd decided to take the position in a different direction, but that I had good qualities and would be considered for other positions within their practice. So I don't know if that meant they retooled the position, went with another candidate, or what. It was a little confusing. But I'm okay with it. It would have been a good job, and I think I would have liked working there, but I would rather work in a library, of course.

I am trying not to be constantly on the phone or computer doing this sort of stuff. I am volunteering for the Kentucky Talking Book Library as a proofreader. I picked up my first book and have my first two chapters to listen to. Essentially, I listen to the recording and see if there are errors, mark any issues with a timestamp, and turn in the paperwork so it can be cleaned up before final production. These audiobooks are loaned to patrons with low vision, ADHD, dyslexia, inability to hold traditional books, and other issues that keep them from enjoying standard books. It is a division of the Kentucky Department for Libraries and Archives.

Sunday, March 22, 2026

A month later, and it's been a bit dire, but I'm okay

32 job applications put in with:

  • 4 rejections
  • 2 interviews scheduled
    •     1 completed (and it was for a library!) 
  • 26 up in the air

2 job skill webinars scheduled

  • one completed (on résumé building)
  • one on Tuesday on strategic upskilling

1 job fair scheduled (March 24th)

2 Career counselling sessions attended through the UK Alumni Career Centre

Of the 61 books I currently have out from the Lexington Public Library:

  • 19 books relate to job hunting
  • 9 relate to getting particular library jobs [as subject matter]
  • 5 relate using mindfulness for work or to prevent burnout
I also bought the 6th edition of the classic What Color is Your Parachute? (used, from Better World Books) because I'd seen a companion at Barnes & Noble called The Job-Hunter's Workbook, and I'd been intrigued by the exercises. I have an old copy of WCIYP? (I think it's 2012), But this was different. So I got both and returned the copy of the text back to the library, getting both of them used for less than what I'd have spent on the workbook on its own there at Barnes & Noble, and then, also, for less than that one book, I added What Color Is Your Parachute? for Retirement. The whole order was just over $20, and considering that it includes two $1 donations, that's pretty decent.

The interview this week went really well. I did a little stumbling here and there verbally, but never once said the word 'thing' instead of a specific noun. I was not nervous at all. I felt prepared. I was very excited about the position, as it served a particularly overlooked population. We'll see how well it goes. I really think it would be a good fit for me and vice versa, fingers crossed. In the meantime, I have another interview scheduled for this coming Wednesday.

I'm also starting to volunteer with our state talking book library, which creates and distributes books for those with low vision or other disabilities that prevent them from using standard books (including dyslexia or ADHD). They start you out as a proofreader, and that sounds exciting, where you compare the text with the spoken word to catch any errors.  Eventually, you may go on to narration if you like. This gets me out of the grind of looking for jobs at my desk, only requires an hour or two a week, and offers a remote option for proofreading, so I could do it even once I get a job.

My unemployment appeal was accepted, but the hearing date hasn't been set yet, so I have not been receiving payments. On the one hand, I am old enough to draw my pension, but I'm not at full retirement age for the plan (65), and my birthday falls right into next month.  So, if I take it now or anytime in April, it is substantially less than in May, and since it works just like Social Security in that once you draw it, the amount that you draw it at is what you get for the rest of your life, which is less if you draw early. I confess that I'm really angry that I'm in the position that I'll likely have to do this, shaving hundreds of dollars A MONTH for the rest of my life from something I earned because I lost my job this close to retirement, but not close enough. Considering the difference between 58 and 59 was about $400, I think it could have been substantial. But it happens a lot. My mom lost hers right as she hit 62, without a pension. She drew Social Security early and was on unemployment at the same time.

Unfortunately, even if I win the appeal, that'll likely put me over the income limit (no doubt in April), and I'll lose my insurance (Medicaid). I'm likely eligible for subsidised health plans, but it'll still mean a significant portion of my premium going toward a less robust plan.  On the other hand, it's better than the COBRA option, which costs over $ 1,200. If I had kept my insurance, which admittedly, I'd met my out-of-pocket, but oh my, how would I have done it short of draining my retirement?

I did call every creditor I could, pushed back as many bills to late April or May that I could (most worked with me), and then took enough out of my retirement to pay the rest of the bills for March and get into April so that I'd have a place to live, a phone, car insurance, etc.  It didn't throw me off Medicaid (it was under the limit), and then the day after, I pulled the money out, and after a month of daily paperwork, I was approved for SNAP, so I was afraid the distribution would mess all that up. Still, it apparently didn't matter as it was a low amount and wasn't recurrent. I have not gotten the EBT card yet. Fortunately, a couple of friends have helped with food during the month when there was nothing at all coming in.

The last thing I did with my final paycheque was to pay for my storage unit, where almost all my things actually are, so I wouldn't lose it at the end of the month (you only have three days to pay past the due date), leaving me about 32 cents in the bank. I've never been what you'd call financially comfortable, but this is the first time in a very long time that I haven't had a paycheque coming in to fill things back up. So the distribution really was the only way to go, especially since the SNAP application was going so slowly (they tell you to upload a document, but then you have to call requesting why--in the last case, it was because work had signed a form with a computer-generated form rather than a person signing it. Once I took the distribution, I had to send in the stub, a statement, and my 15-year-old printer just died. I saved a signature file and used it, since I couldn't print and didn't have time to go to the library to print the one sheet and then take a photo to upload to the Commonwealth's website. It is an image of my actual signature, not a computer-generated one.  It was, fortunately, accepted.

I hope that means everything has gone through. I have worked hard to get all of that through. People who complain about SNAP have no idea how difficult it is to get and keep the benefits. I have had two friends on disability who have had it. Both got less than $20 a month. One had to fax his renewal, and we spent weeks trying to get it to them (this was before the upload option) and had to actually call the governor's office at one point, finally, only to discover that the machine was broken--had been for months, and then by the time we were able to get in the other route, it was too late and they lost that. I've found the upload process easy; it's just the sheer amount of paperwork. And I've filled out a form saying I'm already registered to vote twice online, yet I still got a form today that I'll mail out Monday. I'm very grateful they've awarded it to me. I hope to use it soon. Having no income at all for over a month, with no savings, nothing, was hard. I had just what I had in the bank from my last paycheque, plus the final one, 3 days' work [they paid me a full day for the day they let me go], plus 3 days' worth of PTO. If it weren't for my retirement savings and the fact that I rent from a friend rather than a complex, I'd be in a much worse position. I don't have much in my retirement, though, not what I should. So hopefully this won't last long.

In the meantime, I'm actively looking, and I'm staying upbeat. I'm really trying to get back into librarianship again--it's where my passion lies, after all, and my skillset is the greatest there. Here's hoping I'll be back in a library soon.

And just in case you hadn't noticed it on the sidebar, here's my résumé.




Sunday, March 08, 2026

This week

I have put in 15 applications, 6 today alone. I'm doing what I can to find a job as quickly as I can.

My unemployment benefit claim has been denied because I did not understand the waiting week--I thought it was the first full week after you apply, when actually they backdate your week to the beginning of the week in which you apply. So, for me, I lost my job on a Wednesday and applied that day, so my waiting week started February 15th, even though I was let go on the 18th. While I was reeling from that and applying for unemployment, Medicaid, SNAP, and everything else I could think of, calling about my retirement and how to pay off my line of credit and the dryer I'd bought through my paycheque, I'd put in a couple of applications, but in fact I'd needed to put in five. When I had to put in the claim, it became obvious that I'd been wrong about the week (the first week following I did have five, and was fine on the requirement, because I thought that was my waiting week, and I already had enough lined up for the next week--this week to make everything work.

I went ahead and appealed it immediately, throwing myself on their mercy. I really didn't understand the wording of their FAQs, the phone just referred me back to those FAQs, and the Internet just let me down completely, because it seemed to say it was the week after, too. I explained that I often have trouble understanding certain concepts that may seem cut and dry to most people, due to my autism, which is often the case. They did say at the time to keep claiming it in case they decide to grant it later.

In the meantime, I do have Medicaid, which was a big one to me, as my healthcare is a priority. 


Sunday, May 03, 2020

How I'm doing #HealthyatHome

So I'm about two-thirds of the way through my third 'week off' due to Coronavirus, as I alternate being at work for a week and a week off. The first couple of weeks off I used personal time off, but I was rapidly using that to try to deal with it, but this time I broke down and applied for unemployment benefits since my hours were reduced by half. Since that could take awhile, I'm not sure how financially that will work out. It seemed a better idea since I'm not sure how long we'll be operating on this plan. The governor is opening things up very slowly, starting with healthcare, but it could take some time to get back up to normal levels, and even so, we need to do it gradually to protect patients and staff.

I'm actually getting ready to listen to Governor Beshear in just a couple of minutes. His 5 o'clock briefings have become part of the routine for many Kentuckians, as it is carried on TV, radio, and online in many media settings. He actually took off yesterday for the first time since this began with Kentucky's first case.

I've been home except for going to the grocery, pharmacy, or pet food store. Yesterday I did some re-potting of plants. Two friends, Brenda and Feliz, dropped off plants for me in a socially distanced way, where I didn't get out of the house. Brenda gave us a hyssop plant and a dill plant. Feliz had some really tiny cherry tomato and jalapeño plants, just sprouted, and I put them in pots, which I'll have to re-pot as they're going to get bigger, I just got them out of the cups they were in. I also potted up two African violets I got at the grocery during a run for essentials.







I also have a new orchid blooming:



So my bedroom is full of plants:





Thursday, May 18, 2017

What a day!

  • Did laundry very early in the morning.
  • Went to my meeting at the career centre/unemployment office, handed in my paperwork, went through a seminar on job searching and résumé-building, and asked some questions I needed to know more about.
  • Went to Lowe's and got a 2-foot stepladder that is rated for my weight, some swag hooks to hang plants from, and some knobs to try on the floor lamp, since the one that came with it fell, hit something, and disappeared somewhere under the bed or in the aether, for all I know.
  • Came home and tried a knob, but unfortunately it doesn't fit.
  • Forgot my rehab equipment and had to drive back to get it--but I just got out of the parking lot, and if I'd left the spirometer and the other thingy, I do live practically across the road.
  • Had a kick-ass session with pulmonary rehabilitation; I pushed myself, and oddly enough, did much better than normal (maybe it's the steroids).
  • Got something at McDonald's and watched nearby geese with their goslings.
  • Got a temporary job offer finalised that I accepted (and I think will work out for both me and the employer).
  • Sent my e-mail address to the folks I sent the computer back to. They sent a $15 credit to Amazon to me for my trouble. :)
  • Called UK parking to get some clarification on their tags.
  • Picked A up from work, took him to the doctor, went home (I'm across the road), found a job to apply for, started working on it, and then picked him up from there.
  • Took my friends to the credit union, the grocery, to pay a bill, and home.
  • Helped my friends pay a bill online (I do the techy part, but they pay the money).
  • Texted with a former co-worker.
  • Applied to a job which was posted today at a local university.
So here's the deal. My former workplace is really busy, someone is on maternity leave, and they need someone to help, so they changed the offer to full-time for about twelve weeks, via contract work, for a much better pay rate than I was previously offered. I was willing to take on the duties given that offer. They will work with my appointments and any interviews I need to go on. I start Monday, working a normal schedule, starting at 8 am. The parking is at the University of Kentucky, and they thought the single-use scratch-off tags might work, but I called UK Transportation Services and explained that I would be a contracted employee working full-time on a temporary basis, and she said that they do offer regular tags at a monthly, rather than yearly, deduction, which would be almost half the price of those scratch-offs, and I'd just have to go ahead and come down and set up an account with them. I need to call tomorrow to find out 1) can I get one before I get my badge, so I'm ready to go on Monday, and 2) where on earth do I park if I need a tag, as I don't see a visitor section to the garage that the main office is in, and the actual visitor garage is a good deal away, so it would behoove me to check. As far as the unemployment goes, I would simply stop filing for benefits after this week and then re-activate the claim after the temporary position ended. I have a full year to actually claim benefits, but I'm limited to 26 weeks of actual benefit payments, so they'd resume (assuming I haven't found another job by then), and that will get me almost to the end of the year in better shape than I would have been.

In the meantime, I'll continue to look for jobs. I've applied to eight so far, since being on unemployment (two this week alone, and I've only been required to apply for six so far). All but one was library-related, and both of this week's are. One is a public librarian in Owen County (an hour's drive away), one is at Transy, here in Lexington.

So what else to do today? Our inspections were put off till tomorrow, and the house is about the same as it was the other day, but not too bad. I might move a few things around, but no major rearrangement. Mainly I want people to be able to walk through without causing issues--so I need to move the hand truck with the cursed cinder block (my toe did partly turn black) away from the middle of the living room. There are also a few things that can go in the walk-in closet. And there are those plants to hang, but I don't know if I should do that just now, or wait till tomorrow when there's a lot of light in the window. That may very well depend on whether I can find a 1/8" drill bit for my drill. I think they're in the closet with the drill, but I'm not sure. The plan is to hang three plants in the living room window (and there's already been a hook in the middle before) and one in the bedroom. The stepladder should allow me to do it, as I think I have eight-foot ceilings (except the hallway, which is shorter), and I'm 5'4" tall, so that gets me close, anyway, although I have those short Tyrannosaurus arms, so close may not work. If that's the case, A may need to help me later.

Tomorrow there's the parking office, an appointment with a friend, and otherwise I think I'll just hang around here and work on the apartment some. Maybe I'll try to go to the pool early in the day so that I can enjoy it with some peace and quiet before all the kids come out, and start exercising in the fitness room as well, now that I know I can kick butt with my breathing techniques on the equipment. Okay, I think I'll go look for that drill bit.

Awake awake

Up at 5 am doing laundry before my résumé review at the career centre (unemployment office). Have filled out various forms of paperwork they wanted, and I need to ask some questions while I'm there that could impact the next little bit of my life. Also, I'm going to try to do pulmonary rehab today now that the bronchitis is easing up. Hope everyone has a good day.

Tuesday, May 16, 2017

It's a little sad when

you have to take a knife to open up a 20 oz. bottle of soda. I got one at Thornton's on the way back from my unemployment review and class, because I was very thirsty, and couldn't get into it, so I came home and tried a jar opener, a case knife, and finally I was able to make a bit of a perforation with a sharp paring knife (without hurting myself, always a plus) where apparently it didn't make one. But I feel somewhat puny. I also had a light in the kitchen flare out when I got home, and had a light bulb, and got on my little step stool only to find that I barely can change a light bulb, given my short height. I need a taller step stool. There is a reason most of my overhead light fixtures' actual covers are carefully put away, as I can't put them on or take them off at all, without an actual ladder.

The class and review were fine. I got to see three former co-workers, all from different departments. I gave in my list of jobs for which I've applied, and the lady went over the various services they offer and things we have to do to keep our benefits. I have to revise my system résumé, at their request, to take off two old jobs and my references, and have that printed out and ready, along with a packet, by Thursday at 9 am, when I go in for a small-group résumé review. I'd brought everything today, because I wasn't quite sure what was expected, and I was one of the better-prepared job-seekers. I hope that means there's a job out there for me.

After I came home, I opened the windows (it's 77 with a breeze right now, but it's supposed to be humid and close to 90 degrees later), pulled a few things out of the walk-in closet, and called about the air conditioner and the toilet running. When I talked to the leasing agent, I found out that the inspections have been put off till Friday, which gives me some time to vacuum, mop, and go through some of these boxes that are stacked up. This morning I got up at 6:45 am, later than I planned, but it was good, cleaned one little bit of wall that had something on it (I think it had a little mould from where I keep a hamper there, and I thought I'd need bleach, but it turns out Citrasolv works well, as that's what I had), did the dishes, and took the trash and recyclables out. Then I got ready for my review, and I was there 15 minutes early.

I called pulmonary rehab and cancelled for the day, and they were very understanding and told me to call Thursday if I still needed time, since it's an upper respiratory thing, and even if I could breathe better, stop coughing, etc., by then, she said she didn't want me wiping myself physically with the exercise programme if I'm not up to it. I have a sinus infection, cold, and bronchitis, and of course, bronchitis sometimes takes awhile to get over. I'll try to do the actual breathing exercises tomorrow if I feel up to it. I could have worked this past week, but on the other hand, I'm glad I could get some rest. I just would have had to push it a lot more, and rest in the evening more.

That leaves me the rest of the day to look for a job, go through some things here, and maybe go get some medicine for YKWIA if he needs it, later. We talked on the phone briefly. He's still hacking, too, and there's a medicine they gave me but with his insurance I think they were more expensive, so he'd held off. But they do help with the coughing, although I wish they lasted all night. I'm waking up early each night with coughing. This morning I was awake from 3 am to 4 am because of it. The coughing subsided after awhile, and then I couldn't get back to sleep for almost an hour. I'd also like to start The Glass Magician (and I need to check on my library books and when the next ones are due) and maybe watch a couple of things sometime today.

I got a call from my former workplace. They really want me to come in and help cover for the maternity leave, and she wanted to know what they could do to have me come in. YKWIA told me to tell them a full-time job with benefits and the same salary I had before. :) I'd like to help out, but I don't think it's viable. It would take quite a bit of time from the job search, not pay more than unemployment (unless they change that drastically), and make things more complex with the parking and the like. I'll call her back and hear what she has to offer, but I just don't think it'll work. They were saying before that they needed me for eleven hours a week for about twelve weeks. But I need to focus on getting a full-time job, soon. My unemployment benefits are only good for six months, and we're six weeks in. Also, soon I'm going to have to pay for the medical end of COBRA, and between that and the dental, it's about $750 a month. The sooner I get a new job, the sooner I get benefits, including health care, and can save money.

Oh, and I need to go back to that one post, a few down, and review my agenda for today. It is one reason I do that, it's sort of my way to make lists that I'll remember to go back to.

Hope you're having a great day.

Saturday, May 13, 2017

I've gotten a lot of rest today

broken up by terrible bouts of coughing. I tried to do some simple things like rearrange the TV table in the living room, and it got hard to breathe through the mucous (yeah, isn't that lovely) and I had to sit down. So today I'll just rest. I've got the Bastille station (although, really, it's played a lot more Mumford and Sons in the last hour than anything else) on Pandora on right now. I may watch something later, but really, I think I'll read. I still need to finish The Paper Magician and I have five days left on the loan. I am really enjoying it, it's just I only now have a good light (I put an LED bulb in) over by the couch, and if I read in bed, I tend to fall asleep. :) I think my doctor would definitely say it's time to rest today, and I can work at other things as I feel better.

So here's my week ahead:
  1. Tonight. Read. Listen to music. Relax. Pick up A from his job at 1 am and deliver him to his house. Give my (now bimonthly) libation, as I'm doing so at dark of the moon and at times I have my period. This one is the latter. It sucks to be on your period and sick, let me tell you.
  2. Sunday: Request my benefits check. Check for jobs to apply for, and apply if I fit the requirements. Maybe do laundry over at YKWIA's. I need to, as I didn't last week. If not, I may do it over here at the complex, as I have detergent and softener here. It's just a matter of getting quarters from somewhere on a Sunday. A lot of places get a bit stingy on that front. If I'm feeling up to it, I should work on the bedroom while I'm at it and do a bit of excavation of most of the horizontal surfaces. The bath and kitchen are in good shape; I just need to do a few dishes and touch up the bathroom. The bedroom is the worst room in the apartment. Light a candle for my mother.
  3. Monday: Check for jobs to apply for, and apply if I fit the requirements. Send back the extra computer, as they got the return labels to me. They're crediting me $15 with Amazon for my trouble. I need to work on the apartment, especially straightening up in the dining room, living room, and anything else in the bedroom. Try to rearrange the plants in front of the living room window so they won't get crushed if they try to open the windows--they open fine, but I always have to move a plant or two, with the orchids blooming, and the freesia bulb pots are on the sills. If I move things around, and they open them, as I think they're required to check, then I can minimise any damage. The African violets in the bedroom are never a problem, as they're pretty low to the pot.
  4. Tuesday: Check for jobs to apply for, and apply if I fit the requirements. My eligibility review with the unemployment office, a class related to that, my pulmonary rehab, and of course the walk-through/inspection is that day. Go through my life insurance portability and AFLAC paperwork and send them in.
  5. Wednesday: Check for jobs to apply for, and apply if I fit the requirements. Do some more de-cluttering and de-hoarding. I've got two boxes of books ready to go from the entertainment centre that is between the living area and dining room; I need to finish the rest, find a room for the books I'll keep, break down the centre, take it to the Dumpster area, and then move one of the other two shelving units over so that the one is back to back with the other and the space between the two areas is more open. Right now, the space has the centre on one side (going towards the hall), with two shelving units back to back with it, dividing it completely. I want to change that. I also need to take a friend in for a blood draw.
  6. Thursday: Check for jobs to apply for, and apply if I fit the requirements. Pulmonary rehab, and I may be taking a friend to an event. I can't remember if he said he wasn't going after all, or if he's checking on it. It's where a mah-jong group takes over a local restaurant and plays for about four hours. :) He's been playing at the library and learning the game. It sounds very complicated.
  7. Friday: Check for jobs to apply for, and apply if I fit the requirements. Take a friend for a shot. Work on the game notes.
  8. Saturday: Check for jobs to apply for, and apply if I fit the requirements. Take a another friend to work at an ungodly hour (for a Saturday) for the first of two jobs, then pick him up at 1 am that night.

Wednesday, May 10, 2017

I dropped my friend off at his appointment

and came home to wait for the UPS guy (or gal) some more, and a UPS truck was coming down the street as I was going up it. At first I thought I missed the delivery, but there was no note when I got home. So now I'm waiting, eating soft pretzels (always remember the salt goes on before you heat them up, I don't know what was going on in my head). I had thought to get my allergy shots today, but I thought waiting for the package might be better. Besides, I'm still itching from last time, which I think was Tuesday of last week, maybe Wednesday. The build is on the last level before going to maintenance. I'll get it tomorrow after rehab instead.

I haven't just been waiting around. I went through and got two boxes of books ready to go off the entertainment centre, found a disc I needed, lost it within five minutes, found it again, and I've done my pulmonary exercises. It is a little warm here, as I thought it would be cooler, and we're already in the 80s, and I didn't call in the air conditioner. I'll do that tomorrow and use the morning to pull things out of the closet so it's ready for them and they don't have to do it.

I had the windows open earlier, though, and it was pretty pleasant, and I did enjoy getting my last electric bill, which was less than $40. That's a plus. I've got fans, two in the living room (one is a small desk fan) and one in the bedroom. So I'm not suffering or anything. I would open the windows, but I probably won't be home too long, as my friend is across the street practically at the doctor, and while our family doctor does often take awhile, and afternoon appointments can drag, it's better than it used to be. If I lived on the upper floor, I'd probably just leave my windows up much of the time and sleep with them open. Alas, I am on the ground floor, but on the other hand, I don't have to do much in the way of stairs, just a few out to the parking lot.

I had a little caffeine and am not quite so sleepy, although the afternoon sun coming through the living room windows is very pleasant. The plants look happy, and the fish have been doing well over on the other side of the apartment with the water change I did the other day. I need to test the tank today and see how it's doing. But (knock on wood) they're all alive for now, even the algae eater. I did discover the other day that my heater wasn't actually on, which was good when the water level went down, but it was pretty chilly (we had a frost advisory, after all) and the water was cool, which is fine for the goldfish, probably. Now it's on 72 degrees, which is in the range for both types of fish, and everyone's much more active.

Tonight I need to go over some insurance paperwork and prepare things so I can send response out tomorrow. One has to do with porting my life insurance I had through work (I cannot convert it to whole life, as it's an insane price for that), and the other has to do with AFLAC.

I have my eligibility review plus a class at the career centre (unemployment office) next Tuesday morning. I have a notebook with my applications and the sheet that tallies everything, so I think it'll go well. I have to remember to request my next benefits cheque on Sunday. It doesn't open till 10 am on Sundays and I go over to YKWIA's at 11 am, so sometimes it's hard to remember. Last time I did it on Monday. I'm not sure if it was delayed in any way--it was in my account by Wednesday. That's pretty decent. I heard about a job with the University of Kentucky the other day that I applied for sometime last fall or early winter, I think. But the others have been referred and are in process. Here's hoping.

Okay, I think I'll go work some more on the house. Have a great afternoon!

Tuesday, May 02, 2017

Relief

If I have seemed particularly stressed of late, it might have something to do with the fact that I spent the last nineteen days without any money coming in, save a $41 Kentucky tax refund that credited yesterday. I set in motion everything to have income, including unemployment benefits, coming to me a month ago, but things came in much later than expected. I have been bugging the mailman, who comes about 1:30 pm for parcels and 3:30 pm for regular mail, to look at what might be there for me, as I was expecting two cheques, since the unemployment office voice response system said one had been mailed Friday. The other was my final cheque from work, which I expected about mid-month, but in retrospect that was entirely too optimistic. Unfortunately, because of everything, I am now late on several bills, had one credit card actually suspend, and was seriously worried about paying my rent. I had almost no food in the house, was subsisting mainly on rice, premade Indian dinners, and homemade bread with honey, and was running low on gas. In fact, today, my gas light went on almost the moment that I checked my mail and discovered one of the cheques. Then, when some friends and I went to the credit union (they needed to do some things there, too, and we're all members), I discovered that the unemployment had actually been put into my account electronically, like it was supposed to, today. So I guess when it rains, it pours, and all I can say is, thank goodness. I was really getting stressed.

The first thing I did was get some gas. After helping a friend apply at the VA (my, they have a confusing site; the link to the job was a closed position from a year ago--I had to go find the correct one via a search, and I'm still not sure we did everything right), I took him home and then went to the grocery, where I proceeded to fill up an entire cart, something I have not done in years. The bill came to $225, but I should be good for quite some time. The fridge is completely full, save the crisper, since that doesn't really keep things crisp long enough for me. Instead of fresh vegetables I got canned, but otherwise things were pretty healthy. I also got a small desk fan that is helping in the living room.

I started the morning with a trip to the library with some books and CDs that were due yesterday that I was returning before they got in this morning so they wouldn't be overdue. Then I got a phone call asking for a ride when a friend got called into work on his day off because the other person in his position came to work sick and had to be sent home. After that I laid down for about an hour, as I didn't sleep well at all last night. Then it was time for pulmonary rehab, and I had a good session, starting with the breathing exercises and then working on the treadmill and weights. I have become puny. I have never had much upper body strength, but lifting ten pounds in several types of repetitions is challenging. When I was in high school, I could do the press with my feet to the tune of about 190 lbs--more than I weighed, and better than any of the football team that were in our class. Now I'm at twenty, and that's enough. I could probably go up a little bit on the normal press. They've got another though that has you press up on the balls of your feet like your on tip toes and lifting that way. Between breaking my ankle and general deconditioning, that's harder. I remember when I was in physical therapy for my ankle, doing that from a standing position was the very last thing I could do of all the exercises, which surprised them.

Even though I don't officially have anything scheduled tomorrow, I think I'm going to busy. I have to:
  1. Pay my car registration, which is past due (it was due by April 30th, and so I'll have to pay 3% more. Fortunately mine is under $50 even with a special library association plate, so that's not too bad. It's actually still under $50. But I had a couple of police cars behind me today and was just a bit nervous. I know a citation would probably be dismissed if I brought in proof of an updated registration, but still....)
  2. Balance my cheque book. I'm no longer destitute, but I can't go willy nilly. This has to last awhile, as the unemployment is not enough to cover my bills alone.
  3. Pay my rent.
  4. Pay my electric bill.
  5. Pay my credit card bills.
  6. Pay for my Internet connexion [I don't have cable TV, but I have an Internet connexion with Wi-Fi through the cable company].
  7. Pay my cell phone bill.
  8. Let my student loan servicer know that I am unemployed. Since I'll be paying a lot for health and dental insurance, I think I should try to see if I can get a deferment or reduced payment.
  9. Check to make sure my COBRA enrollment went through--the pharmacy ran my meds and it was saying I was uninsured. I think the website said to wait five days to get it through, and it's just now that. I didn't get my first paper work so they sent me it again (I got it yesterday) but also e-mailed it, so I enrolled online. I also need to pay my bill with them.
  10. Get my allergy shots.
  11. Apply for a job.
  12. Pull things out of the walk-in closet.
  13. Call in my air conditioning issue and the fact I have to jiggle the toilet handle to keep it from running. [The walk-in closet is where the pan for the air conditioning is, and most likely it needs to be emptied, hence the need to get the mass of stuff out of it. There aren't many things, really--they're big, like a bedside commode or shower chair, that sort of thing. I don't need to take everything out, just enough so they can get in. I did put a new light bulb in the other day that I had, though.]
I'd say that's pretty busy.

I did find out I didn't get the one children's librarian position at the Lexington Public Library that I'd applied for in March. There's still one other position that I haven't heard about from them, three from UK, and I'm about to apply with the state. I've applied for the last before, with no luck, but 1) I have to apply actively on unemployment, and 2) maybe persistence will actually pay off. I also need to mail a form and cheque that have been sitting above my computer for two weeks waiting for money in the account to get my certification from the state of Kentucky, which is required to work in public library settings.

Okay, I think I'm going to get something to drink, maybe a snack, and sit down and enjoy something, like watch a DVD or listen to some music or read. I dropped my friend off about 7 pm, went to the store, got out after 8 sometime, and probably got everything put away by sometime after 9. It took four trips back and forth from the car just to get everything in. :) I don't think I could get anything else into my cabinets or fridge if I tried, and that's great. Not having food may be helping my weight (I'm 8 lbs less than when I was working), but it doesn't help diabetes, that's for sure. There's some days my meal consisted of glucose tablets, just to keep my blood sugar up, and that's not really what they're designed for--they're more rescue to be followed by real food. Like I said, it's been a hard two to three weeks.

Monday, May 01, 2017

Today I received an offer for a temporary, part-time position

At my old employer, covering for someone on maternity leave. It was a decent offer--contracted employment, decent amount per hour [more than the one job I'd had there, but quite a bit less than I had been making when my two jobs there were averaged], only eleven hours a week, and an alternative of using a short-term parking pass since it would just be for twelve weeks. It was understood that I would leave if I found a full-time job at any time. It would work with my schedule and appointments. But we weren't sure how it would affect my unemployment, so I told the person offering it that I would research it and get back with her tomorrow.

While I do really want to help them out, and it would be great to see my old co-workers again, I hesitated to immediately say yes. So I did my research and then sat down and drew out a table in a Word document with the Pros (of which there were four) and Cons (of which there were 12). The greatest Con is that 80% of your gross part-time wages are deducted from your unemployment benefits, plus there'd be about $35/month for the parking, so when I did the numbers, over the course of a month, I would come out ahead by only $42, but would be giving up 11 hours a week that could be put into job searching/interviewing. So really, it would be a matter of virtually volunteering the hours. If it were going to lead to full-time employment, or give me valuable training in an area that I would rather leave librarianship for, then I would have that as a bonus, and I would consider it. But this was in no way going to work to my benefit.

I called her this afternoon and let her know what the numbers were and that I couldn't really devote that time without some return on investment, and she, of course, understood. I wanted to let her know as soon as possible so she could look for an alternative.

Sometimes (and in my case, often) we make decisions purely with the heart, based on emotion. This time I really sat down and thought out the consequences. One of the Cons, for example, though minor for some, perhaps, was that I would delay and restart the 'grieving' process of leaving the employer and its culture and people. In essence, this was a Band-Aid that would put me temporarily back into there and then, when it was finished, would be ripped off again and have to heal. It's also a stressful job, and there'd be the hassle of parking on UK's campus. There were other Cons, but those were important ones for me.

Of course, I'm available for full-time work with a future. I didn't 'refuse work' or anything, as it was temporary and part-time, at about 78% of my previous pay. It wasn't a bad offer, it just wasn't right for me. I know they would have liked to have me there because I've covered there before and wouldn't require as much training. But hopefully they'll find someone who can do a good job who will benefit more than I would have.

One of my biggest weaknesses is that I am a 'people-pleaser' who has great difficulty saying 'no'. It was hard to do in this case, but I think it was the best decision.

Wednesday, April 26, 2017

Just realised

that the one thing I didn't do this morning was take my medication, so I've taken the Lantus [which was painful, as I hit a capillary--I wish I could figure out how NOT to do that, after all these years] and my oral meds.

It's beautiful outside, and I've gotten a lot accomplished so far, although the next big project is taking out the trash and recyclables, something that tends to hurt my back more than anything else I do housework-wise. I'm not sure why--it doesn't even have to be heavy at all, there's just something about carrying something in that manner that does it. I usually get out my granny cart and do it, but I think I'll just try to do the trash in one trip and the recyclables in another. My container for the recyclables is totally full--I go through more of that than trash, really.

Right now I'm taking a break and having something to drink (which should be water, and isn't, it's soda, but I did fill up my filtered water pitcher, which was really low, for later).

I have been doing some job searching, too--I usually do check several boards and the library job list each day. I found one yesterday that isn't a library job, but sounds like it could be good, and pays about the same as the last library job I applied for. It's basically a position which assists the anaesthesiology faculty with technology, especially web technology. So I'm not just looking for library positions, although I would like to keep with that if at all possible. But I know it may not be.

I'm starting to get a little sleepy. I've kept the music peppy and my contacts are in, rather than my glasses on, so I wouldn't be tempted to take a nap. I need to make sure that I don't start napping in the early afternoon when I'd normally be at work; I'm trying to keep a fairly normal business schedule, although some days I've slept in a bit.

I wonder if it's worth trying to call the state unemployment office regarding the 'credits have been applied to your account but a check has not been issued' thing. Every time I've tried to call, it's stayed really busy, and I left a voicemail at the career center, and the person never called me back. I would probably have better luck going early Friday morning and asking in person. My understanding from a web search is that for whatever reason, it hasn't been finalised, although I did get a letter saying I was eligible and how much it will be, but there's not much to do, except put your claims in at the times specified, and eventually they'll deposit funds in my account. But it's a little frustrating, as they told us in our seminar before I was laid off that we should file, then wait 16 days (which I did), request benefits (which I did), and then we'd get paid a week later. And that's what happened the first time I got laid off and went on unemployment, but at least that was a reduction in hours and I still had some income coming in. They never mentioned this particular issue. Sigh. Granted, because of the 'waiting week' I was only going to get a week's benefits, but it would have been helpful. I also have to figure out whether next month, when I have to do my eligibility review, if I have to do it there in person, or if if that's what my meeting with the official was when I filed and I can do it on the computer, as while it says in the handbook the first one must be in person, he sort of indicated that I'd be doing it online. It was a little vague, though. So I can ask if I go on Friday, which I'm thinking I should.

Okay, the trash and recyclables are not going to take themselves out. So much for my break.

Monday, April 03, 2017

It was a slow start to

What I choose to call my first day of 'job freedom', but it all worked out to be a decent day. I woke up at 8:30, downloaded some job materials to a thumb drive, looked over my unemployment paperwork again (they came to our workplace a few weeks ago and explained things and gave us a folder). At 10 am I found myself procrastinating the actual trip to the unemployment office, now called the career centre. I actually laid down. YKWIA called and caught me, literally, trying to nap about 10:45 am and mocked me into getting up, getting a shower, and going out the door. So I drove over to the office and got there a little after noon, presented my ID, and then filled out online form (I'd already created the résumé, which was required, on their site prior to being laid off), asked a couple of questions, waited to be called, spoke with a counselor, and got my dates for requesting benefits and reviewing eligibility. He also gave me info on classes run by the University of Kentucky over off Red Mile Road, where recruiters come and may do on-site interviews, so you should dress like you would for an interview. I saw two of my fellow laid-off coworkers while I was there, one of the maintenance guys and a cook from dietary.

I came on home about 1:45 and listened to music for a bit, then went to an appointment. I'm going to go to twice-weekly classes that week help me better be able to exercise better, starting Thursday.

After that I got my allergy shot, came home to check the mail, and then YKWIA called wanting a ride to take A some food, as he was languishing after working several hours at both jobs. I went to the library while they ate and checked out books on job searching and three CDs. Then I took YKWIA to the store for creamer, fed the dogs and cat for him, and now I'm home. I'm getting A from work in a couple of hours, at midnight.

Tomorrow I:

1. Go over and wake up YKWIA at 7 am.
2. Take him and a dog to the vet.
3. Drop him off at the library for a programme.
4. Go to a meeting of the Kentucky Medical Library Association, where I can meet with my colleagues and network.
5. Go to see a doctor for medication management.

That's it, so far, anyway. I'm definitely staying busy.

Sunday, February 03, 2013

Musing over this

In Hard Economy for All Ages, Older Isn’t Better ... It’s Brutal
The share of older people applying for Social Security early spiked during the recession as people sought whatever income they could find. The penalty they will pay is permanent, as retirees who take benefits at age 62 — as Ms. Zimmerman did, to help make her mortgage payments — will receive 30 percent less in each month’s check for the rest of their lives than they would if they had waited until full retirement age (66 for those born after 1942).
This is the situation my mother is in. She lost her job and was drawing unemployment as well as social security at the same time for awhile. She's just going to turn 66 this year, so her early draw has penalised her income, but was sorely needed when the bottom of the oeconomy fell out from under her.

I worry about age discrimination even at my age (I'm going to turn 46 soon), but for people my mother's age, it's pretty much a given, and so hard to prove. I worry about the same thing happening to me. Even if I am able to work until the age necessary, and even if social security is still around (big ifs), I have to work till 70 to receive my full benefits. I'm doing what I supposed to be doing--paying into retirement, paying into social security and Medicare, but you know, so did they. So it's a little scary, especially as I have two years left to find a job (with benefits--I have to health insurance due to my diabetes) before my job ends.

Tuesday, November 08, 2011

Wow, I got all sorts of hits on this...at least I didn't major in psychology

Because apparently that is the kiss of death as far as getting a job....

The 11 Majors with the Highest Unemployment

History (albeit US--I was strictly European), library science, and linguistics are all on the list (I do not technically have a linguistics major, but I was one class short.)

I am apparently anathema should I be on the market again. Ugh.

Thanks to Vanessa Irvin Morris for the link!