A month later, and it's been a bit dire, but I'm okay

32 job applications put in with:

• 4 rejections
• 2 interviews scheduled
•     1 completed (and it was for a library!) 
• 26 up in the air

2 job skill webinars scheduled

• one completed (on résumé building)
• one on Tuesday on strategic upskilling

1 job fair scheduled (March 24th)

2 Career counselling sessions attended through the UK Alumni Career Centre

Of the 61 books I currently have out from the Lexington Public Library:

• 19 books relate to job hunting
• 9 relate to getting particular library jobs [as subject matter]
• 5 relate using mindfulness for work or to prevent burnout

I also bought the 6th edition of the classic What Color is Your Parachute? (used, from Better World Books) because I'd seen a companion at Barnes & Noble called The Job-Hunter's Workbook, and I'd been intrigued by the exercises. I have an old copy of WCIYP? (I think it's 2012), But this was different. So I got both and returned the copy of the text back to the library, getting both of them used for less than what I'd have spent on the workbook on its own there at Barnes & Noble, and then, also, for less than that one book, I added What Color Is Your Parachute? for Retirement. The whole order was just over $20, and considering that it includes two $1 donations, that's pretty decent.

The interview this week went really well. I did a little stumbling here and there verbally, but never once said the word 'thing' instead of a specific noun. I was not nervous at all. I felt prepared. I was very excited about the position, as it served a particularly overlooked population. We'll see how well it goes. I really think it would be a good fit for me and vice versa, fingers crossed. In the meantime, I have another interview scheduled for this coming Wednesday.

I'm also starting to volunteer with our state talking book library, which creates and distributes books for those with low vision or other disabilities that prevent them from using standard books (including dyslexia or ADHD). They start you out as a proofreader, and that sounds exciting, where you compare the text with the spoken word to catch any errors.  Eventually, you may go on to narration if you like. This gets me out of the grind of looking for jobs at my desk, only requires an hour or two a week, and offers a remote option for proofreading, so I could do it even once I get a job.

My unemployment appeal was accepted, but the hearing date hasn't been set yet, so I have not been receiving payments. On the one hand, I am old enough to draw my pension, but I'm not at full retirement age for the plan (65), and my birthday falls right into next month.  So, if I take it now or anytime in April, it is substantially less than in May, and since it works just like Social Security in that once you draw it, the amount that you draw it at is what you get for the rest of your life, which is less if you draw early. I confess that I'm really angry that I'm in the position that I'll likely have to do this, shaving hundreds of dollars A MONTH for the rest of my life from something I earned because I lost my job this close to retirement, but not close enough. Considering the difference between 58 and 59 was about $400, I think it could have been substantial. But it happens a lot. My mom lost hers right as she hit 62, without a pension. She drew Social Security early and was on unemployment at the same time.

Unfortunately, even if I win the appeal, that'll likely put me over the income limit (no doubt in April), and I'll lose my insurance (Medicaid). I'm likely eligible for subsidised health plans, but it'll still mean a significant portion of my premium going toward a less robust plan.  On the other hand, it's better than the COBRA option, which costs over $ 1,200. If I had kept my insurance, which admittedly, I'd met my out-of-pocket, but oh my, how would I have done it short of draining my retirement?

I did call every creditor I could, pushed back as many bills to late April or May that I could (most worked with me), and then took enough out of my retirement to pay the rest of the bills for March and get into April so that I'd have a place to live, a phone, car insurance, etc.  It didn't throw me off Medicaid (it was under the limit), and then the day after, I pulled the money out, and after a month of daily paperwork, I was approved for SNAP, so I was afraid the distribution would mess all that up. Still, it apparently didn't matter as it was a low amount and wasn't recurrent. I have not gotten the EBT card yet. Fortunately, a couple of friends have helped with food during the month when there was nothing at all coming in.

The last thing I did with my final paycheque was to pay for my storage unit, where almost all my things actually are, so I wouldn't lose it at the end of the month (you only have three days to pay past the due date), leaving me about 32 cents in the bank. I've never been what you'd call financially comfortable, but this is the first time in a very long time that I haven't had a paycheque coming in to fill things back up. So the distribution really was the only way to go, especially since the SNAP application was going so slowly (they tell you to upload a document, but then you have to call requesting why--in the last case, it was because work had signed a form with a computer-generated form rather than a person signing it. Once I took the distribution, I had to send in the stub, a statement, and my 15-year-old printer just died. I saved a signature file and used it, since I couldn't print and didn't have time to go to the library to print the one sheet and then take a photo to upload to the Commonwealth's website. It is an image of my actual signature, not a computer-generated one.  It was, fortunately, accepted.

I hope that means everything has gone through. I have worked hard to get all of that through. People who complain about SNAP have no idea how difficult it is to get and keep the benefits. I have had two friends on disability who have had it. Both got less than $20 a month. One had to fax his renewal, and we spent weeks trying to get it to them (this was before the upload option) and had to actually call the governor's office at one point, finally, only to discover that the machine was broken--had been for months, and then by the time we were able to get in the other route, it was too late and they lost that. I've found the upload process easy; it's just the sheer amount of paperwork. And I've filled out a form saying I'm already registered to vote twice online, yet I still got a form today that I'll mail out Monday. I'm very grateful they've awarded it to me. I hope to use it soon. Having no income at all for over a month, with no savings, nothing, was hard. I had just what I had in the bank from my last paycheque, plus the final one, 3 days' work [they paid me a full day for the day they let me go], plus 3 days' worth of PTO. If it weren't for my retirement savings and the fact that I rent from a friend rather than a complex, I'd be in a much worse position. I don't have much in my retirement, though, not what I should. So hopefully this won't last long.

In the meantime, I'm actively looking, and I'm staying upbeat. I'm really trying to get back into librarianship again--it's where my passion lies, after all, and my skillset is the greatest there. Here's hoping I'll be back in a library soon.

And just in case you hadn't noticed it on the sidebar, here's my résumé.